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Industries

Payments

Regulatory fragmentation and real-time infrastructure, navigated at pace.

Overview

Payments firms expanding across borders are usually planning around an assumption that regulatory regimes will eventually converge. We advise clients to plan for permanent divergence instead — firms that do tend to move faster than firms waiting for alignment that hasn't historically arrived.

Our payments work spans AML control redesign for firms scaling quickly and regulatory navigation for cross-border expansion, both of which depend on infrastructure decisions that most implementation budgets underestimate.

Where we help

Relevant services

Risk & Compliance Advisory

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Regulatory Strategy

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Representative work

Case studies

Redesigning AML controls after rapid international expansion

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Navigating divergent regimes across three new markets

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Practice team

Who works in this industry

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Michael Reyes

Principal, Payments

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Nina Kapoor

Head of Risk & Compliance Advisory

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Daniel Obi

Senior Consultant, Regulatory Strategy

Related insights

Published research

Research Paper

Payments Modernisation and Real-Time Settlement

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Article

Cross-Border Payments Regulation Is Fragmenting on Purpose

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Article

The Real-Time Payments Build Nobody Budgets For Properly

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Talk to the team

Every enquiry goes directly to a senior partner with relevant industry experience.

Contact Alden Advisory