Our Consultants
Michael Reyes joined Alden Advisory in 2017 and leads the firm's payments industry practice, advising firms navigating rapid international expansion.
Background
Michael's engagements are shaped by a view he states early to clients expanding across borders: regulatory convergence in payments isn't coming, and firms planning around it as an eventual outcome tend to move slower than firms that plan for permanent divergence between UK, EU, and other regimes.
He has led AML control redesign and cross-border expansion engagements for payments firms scaling quickly, and is a frequent internal voice on the operational cost of real-time payments infrastructure that many implementation budgets underestimate.
"Regulators aren't converging on payments rules. Firms that plan for divergence move faster than firms hoping it resolves."
Michael Reyes — Principal, PaymentsCurrent research
Representative work