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Insights — Articles

40 articles from our senior partners and principals.

Short, argued pieces on financial services strategy — the kind of thing our partners circulate internally before it ever reaches a client conversation.

Richard Alden

Why Reorganising Reporting Lines Isn't Transformation

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Thomas Kessler

The Hidden Cost of Consensus Decision-Making

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Margaret Osei

What Regulators Actually Read in a Submission

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Nina Kapoor

Three Lines of Defence Is Broken. Here's Why

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David Lindqvist

The First 100 Days Determine the Deal

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Sarah Chen

Legacy Systems Aren't the Problem. Legacy Decisions Are

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James Whitcombe

Branch Networks Aren't Dying, They're Being Misused

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Elena Marchetti

The Real Reason Asset Managers Merge

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Adaeze Okonkwo

Claims Handling Is a Trust Problem, Not a Speed Problem

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Michael Reyes

Cross-Border Payments Regulation Is Fragmenting on Purpose

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Charlotte Hargreaves

Why Wealth Managers Underinvest in Their Middle Office

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Ravi Sharma

The Compliance Function Should Report Metrics Differently

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Anna Kowalski

What Good Operating Model Design Actually Looks Like

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Benjamin Foster

Risk Appetite Statements Nobody Reads

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Yuki Tanaka

Digital Adoption Fails in the Middle, Not the Start

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Isabelle Moreau

Why Integration Playbooks Don't Survive Contact With Reality

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Daniel Obi

Reading the Room Before the Regulation Arrives

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Katherine Bryce

The Branch Manager Still Matters More Than You Think

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Richard Alden

Governance Committees Are a Symptom, Not a Solution

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Thomas Kessler

The Operating Model Nobody Designed on Purpose

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Margaret Osei

Why Regulatory Change Programmes Run Long

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Nina Kapoor

The Difference Between Risk Culture and Risk Theatre

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David Lindqvist

Synergy Targets Are Usually Fiction

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Sarah Chen

What Banks Get Wrong About 'Digital First'

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James Whitcombe

The Economics of a Branch Visit in 2026

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Elena Marchetti

Fee Compression Isn't the Real Threat to Asset Managers

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Adaeze Okonkwo

Underwriting Discipline Erodes Quietly, Then Suddenly

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Michael Reyes

The Real-Time Payments Build Nobody Budgets For Properly

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Charlotte Hargreaves

Advisor Attrition Is a Data Ownership Problem

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Ravi Sharma

Proportionality Is a Legal Concept, Not an Excuse

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Anna Kowalski

Process Maps Lie. Decision Maps Don't

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Benjamin Foster

The Control Nobody Owns Is the One That Fails

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Yuki Tanaka

Change Fatigue Is a Sequencing Failure

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Isabelle Moreau

Cultural Integration Isn't a Workstream, It's the Whole Deal

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Daniel Obi

What Supervisors Notice in the First Meeting

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Katherine Bryce

Retail Banking's Decision Latency Problem

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Richard Alden

Why 'Best Practice' Is Someone Else's Constraint

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Thomas Kessler

The Target Operating Model Slide Nobody Believes

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Margaret Osei

Regulatory Strategy Is Not the Same as Regulatory Compliance

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Nina Kapoor

Measuring Transformation Beyond the Business Case

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